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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,668 | $100,938-85.5% | $90,461-83.8% | $158,982-90.8% |
| Participation rate | 20.0% | 75.0%-55.0pp | 72.7%-52.7pp | 82.0%-62.0pp |
| Annual return | 15.76% | 1727.20%-1711.4pp | 1294.76%-1279.0pp | 302.99%-287.2pp |
| Employer contribution / active EE | $3,929 | $3,691+6.4% | $3,264+20.4% | $4,763-17.5% |
| Participant deferral / active EE | $5,760 | $4,350+32.4% | $3,964+45.3% | $5,983-3.7% |
| Admin fee / account holder | $16,365 | $6,510+151.4% | $5,617+191.4% | $11,252+45.4% |