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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,443 | $103,038-94.7% | $90,324-94.0% | $152,909-96.4% |
| Participation rate | 53.3% | 75.9%-22.5pp | 73.3%-19.9pp | 82.5%-29.1pp |
| Annual return | 58.07% | 95.25%-37.2pp | 78.15%-20.1pp | 345.46%-287.4pp |
| Employer contribution / active EE | $1,044 | $3,141-66.8% | $2,856-63.5% | $4,764-78.1% |
| Participant deferral / active EE | $1,725 | $4,282-59.7% | $3,885-55.6% | $5,851-70.5% |
| Admin fee / account holder | $244 | $6,177-96.1% | $5,356-95.5% | $11,601-97.9% |