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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,788 | $97,125+43.9% | $86,233+62.1% | $137,256+1.8% |
| Participation rate | 37.5% | 74.2%-36.7pp | 69.0%-31.5pp | 80.0%-42.5pp |
| Annual return | 20.75% | 74.19%-53.4pp | 61.39%-40.6pp | 220.34%-199.6pp |
| Employer contribution / active EE | $1,881 | $2,841-33.8% | $2,504-24.9% | $4,156-54.7% |
| Participant deferral / active EE | $3,265 | $5,180-37.0% | $4,559-28.4% | $6,407-49.0% |
| Admin fee / account holder | $678 | $9,725-93.0% | $8,342-91.9% | $12,270-94.5% |