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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $40,916 |
CAPFINANCIAL PARTNERS LLC5 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $18,750 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $9,167 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,239 | $106,164-18.8% | $147,041-41.4% | $77,692+11.0% |
| Participation rate | 96.4% | 78.4%+18.0pp | 82.2%+14.2pp | 70.6%+25.8pp |
| Annual return | 21.12% | 56.81%-35.7pp | 419.21%-398.1pp | 31.25%-10.1pp |
| Employer contribution / active EE | $8,777 | $4,066+115.9% | $4,935+77.9% | $2,726+222.0% |
| Participant deferral / active EE | $17,625 | $7,993+120.5% | $8,071+118.4% | $4,648+279.2% |
| Admin fee / account holder | $160 | $338-52.7% | $13,006-98.8% | $431-62.9% |