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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,782 | $138,312-49.5% | $122,979-43.3% | $155,188-55.0% |
| Participation rate | 44.4% | 80.2%-35.8pp | 77.2%-32.7pp | 80.8%-36.4pp |
| Annual return | 19.94% | 22.06%-2.1pp | 20.12%-0.2pp | 148.84%-128.9pp |
| Employer contribution / active EE | $1,204 | $3,530-65.9% | $3,062-60.7% | $4,248-71.7% |
| Participant deferral / active EE | $3,768 | $5,592-32.6% | $5,003-24.7% | $6,531-42.3% |
| Admin fee / account holder | $301 | $15,089-98.0% | $12,864-97.7% | $14,480-97.9% |