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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,582 | $100,811-86.5% | $86,698-84.3% | $134,545-89.9% |
| Participation rate | 57.1% | 79.0%-21.8pp | 76.6%-19.4pp | 81.2%-24.1pp |
| Annual return | -24.62% | 29.11%-53.7pp | 35.96%-60.6pp | 418.37%-443.0pp |
| Employer contribution / active EE | $1,479 | $3,490-57.6% | $2,837-47.9% | $4,742-68.8% |
| Participant deferral / active EE | $4,820 | $5,339-9.7% | $4,656+3.5% | $6,401-24.7% |
| Admin fee / account holder | $204 | $10,926-98.1% | $7,492-97.3% | $11,431-98.2% |