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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,055 | $110,240-77.3% | $96,544-74.0% | $139,487-82.0% |
| Participation rate | 57.1% | 78.1%-21.0pp | 76.0%-18.8pp | 80.3%-23.2pp |
| Annual return | 29.80% | 26.41%+3.4pp | 25.88%+3.9pp | 373.84%-344.0pp |
| Employer contribution / active EE | $1,425 | $3,622-60.7% | $2,966-52.0% | $4,755-70.0% |
| Participant deferral / active EE | $3,880 | $5,549-30.1% | $4,851-20.0% | $6,713-42.2% |
| Admin fee / account holder | $20 | $11,602-99.8% | $8,254-99.8% | $11,407-99.8% |