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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,108 | $76,519-5.8% | $56,025+28.7% | $145,897-50.6% |
| Participation rate | 62.5% | 63.2%-0.7pp | 52.5%+10.0pp | 80.3%-17.8pp |
| Annual return | 15.53% | 3017.03%-3001.5pp | 1712.69%-1697.2pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,590 | $1,383+15.0% | $1,042+52.7% | $4,663-65.9% |
| Participant deferral / active EE | $3,348 | $2,624+27.6% | $1,955+71.3% | $6,689-50.0% |
| Admin fee / account holder | $287 | $3,331-91.4% | $2,828-89.8% | $13,390-97.9% |