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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160 | $27,943-99.4% | $58,507-99.7% | $75,177-99.8% |
| Participation rate | 6.4% | 38.8%-32.5pp | 50.9%-44.5pp | 67.2%-60.8pp |
| Annual return | -128.76% | 44.22%-173.0pp | 4252.32%-4381.1pp | 160.75%-289.5pp |
| Employer contribution / active EE | $234 | $670-65.0% | $1,053-77.8% | $2,671-91.2% |
| Participant deferral / active EE | $1,075 | $1,202-10.5% | $1,922-44.1% | $4,126-73.9% |
| Admin fee / account holder | $2 | $1,727-99.9% | $2,486-99.9% | $5,651-100.0% |