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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,157 | $37,446-19.5% | $77,552-61.1% | $79,856-62.2% |
| Participation rate | 10.5% | 41.5%-31.0pp | 54.2%-43.7pp | 69.6%-59.1pp |
| Annual return | 39.60% | 39.76%-0.2pp | 54.82%-15.2pp | 31.71%+7.9pp |
| Employer contribution / active EE | $286 | $637-55.2% | $987-71.1% | $2,471-88.4% |
| Participant deferral / active EE | $1,258 | $1,261-0.2% | $1,861-32.4% | $3,741-66.4% |
| Admin fee / account holder | $2 | $2,506-99.9% | $2,859-99.9% | $5,306-100.0% |