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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,938 | $27,639+91.5% | $61,501-13.9% | $68,490-22.7% |
| Participation rate | 6.8% | 39.5%-32.7pp | 52.6%-45.8pp | 67.9%-61.1pp |
| Annual return | -15.40% | -13.19%-2.2pp | 339.04%-354.4pp | -7.85%-7.5pp |
| Employer contribution / active EE | $221 | $696-68.2% | $1,160-80.9% | $2,597-91.5% |
| Participant deferral / active EE | $1,013 | $1,264-19.8% | $2,125-52.3% | $4,028-74.8% |
| Admin fee / account holder | $5,295 | $2,012+163.1% | $2,132+148.4% | $5,403-2.0% |