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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,988 | $108,825-32.9% | $156,181-53.3% | $82,448-11.5% |
| Participation rate | 70.2% | 72.4%-2.1pp | 78.8%-8.6pp | 68.1%+2.2pp |
| Annual return | 23.79% | 20.59%+3.2pp | 64.87%-41.1pp | 41.64%-17.9pp |
| Employer contribution / active EE | $3,129 | $2,870+9.0% | $4,294-27.1% | $2,551+22.6% |
| Participant deferral / active EE | $5,934 | $4,577+29.6% | $6,132-3.2% | $4,139+43.4% |
| Admin fee / account holder | $4,388 | $9,341-53.0% | $14,586-69.9% | $7,234-39.3% |