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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,391 | $101,618+43.1% | $93,063+56.2% | $137,256+5.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | -54.82% | 223.95%-278.8pp | 34.15%-89.0pp | 220.34%-275.2pp |
| Employer contribution / active EE | $20,443 | $2,707+655.1% | $2,476+725.6% | $4,156+391.9% |
| Participant deferral / active EE | $20,443 | $4,279+377.7% | $3,958+416.5% | $6,407+219.1% |
| Admin fee / account holder | $1,006 | $6,198-83.8% | $6,033-83.3% | $12,270-91.8% |