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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,140 | $81,262-71.5% | $155,602-85.1% | $80,911-71.4% |
| Participation rate | 32.1% | 66.2%-34.1pp | 78.2%-46.1pp | 67.6%-35.5pp |
| Annual return | 16.36% | 33.34%-17.0pp | 64.81%-48.5pp | 35.63%-19.3pp |
| Employer contribution / active EE | $3,690 | $3,102+19.0% | $4,675-21.1% | $2,756+33.9% |
| Participant deferral / active EE | $3,068 | $3,451-11.1% | $5,629-45.5% | $4,297-28.6% |
| Admin fee / account holder | $76,606 | $7,992+858.6% | $15,923+381.1% | $6,935+1004.7% |