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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,112 | $84,236-44.1% | $170,435-72.4% | $70,126-32.8% |
| Participation rate | 41.0% | 70.8%-29.9pp | 83.6%-42.6pp | 69.5%-28.6pp |
| Annual return | 16.28% | 23.06%-6.8pp | 205.94%-189.7pp | 73.15%-56.9pp |
| Employer contribution / active EE | $1,216 | $3,387-64.1% | $5,432-77.6% | $2,343-48.1% |
| Participant deferral / active EE | $2,625 | $3,086-14.9% | $4,939-46.9% | $3,332-21.2% |
| Admin fee / account holder | $21,920 | $5,698+284.7% | $13,881+57.9% | $4,645+371.9% |