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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,450 | $61,338+238.2% | $149,717+38.6% | $71,495+190.2% |
| Participation rate | 69.2% | 62.5%+6.7pp | 78.8%-9.5pp | 67.9%+1.3pp |
| Annual return | 18.07% | 35.86%-17.8pp | 134.41%-116.3pp | 28.85%-10.8pp |
| Employer contribution / active EE | $3,106 | $2,381+30.4% | $4,820-35.6% | $2,589+19.9% |
| Participant deferral / active EE | $8,269 | $2,919+183.3% | $5,682+45.5% | $4,291+92.7% |
| Admin fee / account holder | $1,897 | $1,263+50.2% | $13,213-85.6% | $1,588+19.5% |