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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,793 | $29,733+239.0% | $56,025+79.9% | $80,959+24.5% |
| Participation rate | 37.1% | 41.7%-4.6pp | 52.5%-15.4pp | 67.7%-30.5pp |
| Annual return | 72.55% | 35.28%+37.3pp | 1712.69%-1640.1pp | 35.67%+36.9pp |
| Employer contribution / active EE | $614 | $672-8.6% | $1,042-41.1% | $2,757-77.7% |
| Participant deferral / active EE | $1,742 | $1,229+41.7% | $1,955-10.9% | $4,300-59.5% |
| Admin fee / account holder | $1,525 | $2,434-37.3% | $2,828-46.1% | $6,925-78.0% |