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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT SRVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $68,621 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY, THE WILSHINSKY GRP Service code 27 ONE PENN PLAZA · NEW YORK, NY 10119 | Advisory (Plan) | $57,356 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,296 | $95,417-25.3% | $135,974-47.6% | $74,460-4.2% |
| Participation rate | 89.3% | 78.2%+11.1pp | 81.9%+7.4pp | 70.7%+18.5pp |
| Annual return | 22.16% | 32.76%-10.6pp | 68.30%-46.1pp | 34.38%-12.2pp |
| Employer contribution / active EE | $1,895 | $3,878-51.1% | $4,859-61.0% | $2,638-28.2% |
| Participant deferral / active EE | $9,507 | $7,789+22.0% | $7,760+22.5% | $4,530+109.9% |
| Admin fee / account holder | $229 | $266-14.1% | $10,767-97.9% | $348-34.3% |