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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,108 | $103,392-91.2% | $87,104-89.5% | $152,897-94.0% |
| Participation rate | 85.7% | 79.4%+6.4pp | 76.9%+8.8pp | 82.5%+3.3pp |
| Annual return | 0.00% | 28.10%-28.1pp | 28.19%-28.2pp | 345.43%-345.4pp |
| Employer contribution / active EE | $3,729 | $3,221+15.8% | $2,521+47.9% | $4,764-21.7% |
| Participant deferral / active EE | $5,365 | $4,778+12.3% | $4,048+32.5% | $5,851-8.3% |
| Admin fee / account holder | $579 | $12,194-95.2% | $7,491-92.3% | $11,599-95.0% |