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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,087 | $112,121-85.7% | $95,960-83.2% | $158,966-89.9% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 19.45% | 171.16%-151.7pp | 91.63%-72.2pp | 302.95%-283.5pp |
| Employer contribution / active EE | $3,148 | $3,199-1.6% | $2,541+23.9% | $4,762-33.9% |
| Participant deferral / active EE | $4,214 | $4,784-11.9% | $4,167+1.1% | $5,983-29.6% |
| Admin fee / account holder | $1,081 | $10,135-89.3% | $6,797-84.1% | $11,250-90.4% |