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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,582 | $52,122-47.1% | $104,301-73.6% | $64,819-57.4% |
| Participation rate | 18.5% | 56.0%-37.5pp | 73.3%-54.8pp | 71.5%-53.0pp |
| Annual return | -6.30% | 13.26%-19.6pp | 24.61%-30.9pp | 32.84%-39.1pp |
| Employer contribution / active EE | $650 | $1,627-60.1% | $3,373-80.7% | $2,507-74.1% |
| Participant deferral / active EE | $1,548 | $2,823-45.1% | $4,626-66.5% | $4,311-64.1% |
| Admin fee / account holder | $91 | $155-41.0% | $7,340-98.8% | $188-51.5% |