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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,030 | $114,073-92.1% | $96,161-90.6% | $167,518-94.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 17.38% | 189.95%-172.6pp | 192.01%-174.6pp | 478.71%-461.3pp |
| Employer contribution / active EE | $1,051 | $3,428-69.4% | $2,798-62.5% | $4,838-78.3% |
| Participant deferral / active EE | $2,944 | $5,195-43.3% | $4,349-32.3% | $6,342-53.6% |
| Admin fee / account holder | $675 | $6,899-90.2% | $5,538-87.8% | $12,312-94.5% |