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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,619 | $101,063-95.4% | $81,473-94.3% | $147,586-96.9% |
| Participation rate | 90.0% | 74.5%+15.5pp | 68.0%+22.0pp | 82.8%+7.2pp |
| Annual return | 23.35% | 32.41%-9.1pp | 38.78%-15.4pp | 578.59%-555.2pp |
| Employer contribution / active EE | $972 | $3,206-69.7% | $2,568-62.1% | $4,876-80.1% |
| Participant deferral / active EE | $2,776 | $4,242-34.6% | $3,537-21.5% | $5,439-49.0% |
| Admin fee / account holder | $892 | $5,812-84.7% | $4,561-80.5% | $10,886-91.8% |