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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,455 | $125,797+162.7% | $170,043+94.3% | $75,173+339.6% |
| Participation rate | 75.0% | 83.6%-8.6pp | 87.0%-12.0pp | 67.2%+7.8pp |
| Annual return | 19.08% | 27.20%-8.1pp | 53.40%-34.3pp | 160.72%-141.6pp |
| Employer contribution / active EE | $0 | $4,616-100.0% | $6,790-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $14,477 | $6,838+111.7% | $10,410+39.1% | $4,126+250.8% |
| Admin fee / account holder | $3,908 | $8,177-52.2% | $12,824-69.5% | $5,651-30.8% |