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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,112 | $29,736-42.5% | $56,033-69.5% | $80,935-78.9% |
| Participation rate | 32.9% | 41.7%-8.8pp | 52.5%-19.6pp | 67.7%-34.8pp |
| Annual return | 19.58% | 35.28%-15.7pp | 1711.38%-1691.8pp | 35.66%-16.1pp |
| Employer contribution / active EE | $574 | $671-14.6% | $1,041-44.9% | $2,757-79.2% |
| Participant deferral / active EE | $1,023 | $1,228-16.7% | $1,954-47.7% | $4,299-76.2% |
| Admin fee / account holder | $152 | $2,434-93.7% | $2,827-94.6% | $6,924-97.8% |