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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,839 | $69,118-61.2% | $53,647-50.0% | $138,895-80.7% |
| Participation rate | 42.9% | 64.0%-21.1pp | 56.3%-13.4pp | 79.9%-37.1pp |
| Annual return | 19.71% | 248.26%-228.6pp | 358.33%-338.6pp | 145.39%-125.7pp |
| Employer contribution / active EE | $965 | $1,189-18.9% | $962+0.3% | $4,194-77.0% |
| Participant deferral / active EE | $1,595 | $2,274-29.9% | $1,813-12.0% | $6,396-75.1% |
| Admin fee / account holder | $380 | $2,724-86.1% | $2,460-84.6% | $12,562-97.0% |