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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,249 | $108,285-92.4% | $77,552-89.4% | $158,982-94.8% |
| Participation rate | 45.0% | 64.4%-19.4pp | 54.2%-9.2pp | 82.0%-37.0pp |
| Annual return | 19.13% | 31.69%-12.6pp | 54.82%-35.7pp | 302.99%-283.9pp |
| Employer contribution / active EE | $814 | $1,325-38.6% | $987-17.5% | $4,763-82.9% |
| Participant deferral / active EE | $1,088 | $2,455-55.7% | $1,861-41.5% | $5,983-81.8% |
| Admin fee / account holder | $2,963 | $3,709-20.1% | $2,859+3.6% | $11,252-73.7% |