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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,030 | $84,551-82.2% | $61,452-75.5% | $134,532-88.8% |
| Participation rate | 19.0% | 62.2%-43.2pp | 52.6%-33.5pp | 81.2%-62.2pp |
| Annual return | -19.29% | 585.39%-604.7pp | 338.96%-358.2pp | 418.27%-437.6pp |
| Employer contribution / active EE | $385 | $1,545-75.1% | $1,160-66.8% | $4,741-91.9% |
| Participant deferral / active EE | $661 | $2,818-76.5% | $2,125-68.9% | $6,401-89.7% |
| Admin fee / account holder | $3,305 | $2,587+27.7% | $2,131+55.1% | $11,429-71.1% |