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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,839 | $67,823-60.4% | $52,425-48.8% | $137,256-80.4% |
| Participation rate | 42.9% | 63.9%-21.1pp | 55.6%-12.8pp | 80.0%-37.1pp |
| Annual return | 19.71% | 219.11%-199.4pp | 302.12%-282.4pp | 220.34%-200.6pp |
| Employer contribution / active EE | $965 | $1,163-17.0% | $914+5.5% | $4,156-76.8% |
| Participant deferral / active EE | $1,595 | $2,288-30.3% | $1,790-10.9% | $6,407-75.1% |
| Admin fee / account holder | $380 | $2,844-86.7% | $2,495-84.8% | $12,270-96.9% |