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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,090 | $88,754-53.7% | $81,820-49.8% | $145,877-71.8% |
| Participation rate | 64.7% | 75.1%-10.4pp | 72.4%-7.7pp | 80.3%-15.6pp |
| Annual return | -24.83% | 1031.77%-1056.6pp | 777.93%-802.8pp | 551.28%-576.1pp |
| Employer contribution / active EE | $1,826 | $3,085-40.8% | $2,915-37.4% | $4,663-60.8% |
| Participant deferral / active EE | $7,618 | $4,648+63.9% | $4,323+76.2% | $6,691+13.9% |
| Admin fee / account holder | $187 | $8,424-97.8% | $7,391-97.5% | $13,402-98.6% |