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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,185 | $96,678-53.3% | $86,640-47.8% | $139,466-67.6% |
| Participation rate | 60.0% | 74.4%-14.4pp | 71.7%-11.7pp | 80.3%-20.3pp |
| Annual return | -9.85% | 106.69%-116.5pp | 592.52%-602.4pp | 373.66%-383.5pp |
| Employer contribution / active EE | $1,768 | $3,265-45.9% | $3,024-41.5% | $4,754-62.8% |
| Participant deferral / active EE | $5,952 | $4,837+23.1% | $4,438+34.1% | $6,712-11.3% |
| Admin fee / account holder | $162 | $6,410-97.5% | $5,616-97.1% | $11,409-98.6% |