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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,413 | $92,766-34.9% | $82,763-27.0% | $134,545-55.1% |
| Participation rate | 35.7% | 75.2%-39.5pp | 72.6%-36.8pp | 81.2%-45.5pp |
| Annual return | -32.09% | 946.97%-979.1pp | 702.45%-734.5pp | 418.37%-450.5pp |
| Employer contribution / active EE | $1,241 | $3,273-62.1% | $3,008-58.7% | $4,742-73.8% |
| Participant deferral / active EE | $5,579 | $4,802+16.2% | $4,395+26.9% | $6,401-12.8% |
| Admin fee / account holder | $266 | $5,978-95.5% | $5,325-95.0% | $11,431-97.7% |