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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,090 | $88,710-53.7% | $81,783-49.8% | $145,959-71.8% |
| Participation rate | 64.7% | 75.0%-10.3pp | 72.4%-7.6pp | 80.3%-15.6pp |
| Annual return | -24.83% | 1027.26%-1052.1pp | 775.05%-799.9pp | 561.95%-586.8pp |
| Employer contribution / active EE | $1,826 | $3,083-40.8% | $2,913-37.3% | $4,661-60.8% |
| Participant deferral / active EE | $7,618 | $4,645+64.0% | $4,320+76.3% | $6,689+13.9% |
| Admin fee / account holder | $187 | $8,407-97.8% | $7,380-97.5% | $13,398-98.6% |