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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,090 | $88,815-53.7% | $81,882-49.8% | $145,897-71.8% |
| Participation rate | 64.7% | 75.1%-10.4pp | 72.4%-7.7pp | 80.3%-15.6pp |
| Annual return | -24.83% | 1033.75%-1058.6pp | 779.47%-804.3pp | 552.29%-577.1pp |
| Employer contribution / active EE | $1,826 | $3,086-40.8% | $2,916-37.4% | $4,663-60.8% |
| Participant deferral / active EE | $7,618 | $4,647+63.9% | $4,323+76.2% | $6,689+13.9% |
| Admin fee / account holder | $187 | $8,434-97.8% | $7,360-97.5% | $13,390-98.6% |