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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,695 | $29,667+13.6% | $56,441-40.3% | $80,874-58.3% |
| Participation rate | 37.3% | 41.7%-4.4pp | 52.5%-15.2pp | 67.6%-30.4pp |
| Annual return | 21.07% | 35.22%-14.1pp | 1704.21%-1683.1pp | 35.62%-14.5pp |
| Employer contribution / active EE | $976 | $669+45.8% | $1,039-6.1% | $2,756-64.6% |
| Participant deferral / active EE | $2,042 | $1,227+66.4% | $1,953+4.5% | $4,297-52.5% |
| Admin fee / account holder | $146 | $2,429-94.0% | $2,829-94.8% | $6,935-97.9% |