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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,695 | $29,733+13.3% | $56,025-39.9% | $80,959-58.4% |
| Participation rate | 37.3% | 41.7%-4.5pp | 52.5%-15.3pp | 67.7%-30.4pp |
| Annual return | 21.07% | 35.28%-14.2pp | 1712.69%-1691.6pp | 35.67%-14.6pp |
| Employer contribution / active EE | $976 | $672+45.2% | $1,042-6.3% | $2,757-64.6% |
| Participant deferral / active EE | $2,042 | $1,229+66.1% | $1,955+4.5% | $4,300-52.5% |
| Admin fee / account holder | $146 | $2,434-94.0% | $2,828-94.8% | $6,925-97.9% |