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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,959 | $58,099-29.5% | $76,872-46.7% | $75,173-45.5% |
| Participation rate | 76.2% | 63.9%+12.3pp | 69.6%+6.6pp | 67.2%+9.0pp |
| Annual return | 13.07% | 26.71%-13.6pp | 37.90%-24.8pp | 160.72%-147.6pp |
| Employer contribution / active EE | $2,326 | $1,996+16.6% | $2,533-8.2% | $2,671-12.9% |
| Participant deferral / active EE | $5,403 | $2,999+80.2% | $3,832+41.0% | $4,126+31.0% |
| Admin fee / account holder | $858 | $4,778-82.0% | $5,476-84.3% | $5,651-84.8% |