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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,752 | $91,911-72.0% | $68,612-62.5% | $135,380-81.0% |
| Participation rate | 78.9% | 76.7%+2.2pp | 72.2%+6.7pp | 82.6%-3.7pp |
| Annual return | -10.20% | -8.22%-2.0pp | -4.63%-5.6pp | 519.81%-530.0pp |
| Employer contribution / active EE | $2,447 | $3,924-37.6% | $2,625-6.8% | $4,779-48.8% |
| Participant deferral / active EE | $4,617 | $4,315+7.0% | $3,311+39.4% | $5,609-17.7% |
| Admin fee / account holder | $761 | $9,240-91.8% | $5,131-85.2% | $10,828-93.0% |