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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,634 | $53,546-16.6% | $69,890-36.1% | $68,490-34.8% |
| Participation rate | 67.9% | 64.5%+3.3pp | 70.5%-2.6pp | 67.9%0pp |
| Annual return | -12.02% | -13.87%+1.8pp | 190.84%-202.9pp | -7.85%-4.2pp |
| Employer contribution / active EE | $1,952 | $2,019-3.3% | $2,560-23.7% | $2,597-24.8% |
| Participant deferral / active EE | $4,728 | $2,957+59.9% | $3,848+22.8% | $4,028+17.4% |
| Admin fee / account holder | $1,115 | $4,693-76.2% | $6,267-82.2% | $5,403-79.4% |