Retirement plan

CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN

Name: CALIFORNIA CASCADE BUILDING MATERIALS, INC. - CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN (2020) Form 5500
Creator: CALIFORNIA CASCADE BUILDING MATERIALS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN, CALIFORNIA CASCADE BUILDING MATERIALS, INC.

CALIFORNIA CASCADE BUILDING MATERIALS, INC.EIN 47-4342815Plan #001PY 2020

7512 14TH AVENUE - SACRAMENTO, CA 95820916-736-3353

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$2.3M

+16.2% from 2019

Total participants

172

-10.9% from 2019

Average account balance

$35,484

+10.9% from 2019

Annual return

13.48%

-4.50 pp from 2019

Benchmarks

See 1,894 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,894 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

117

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

56.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$427K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$119

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
ASCENSUS LLC2 years Filed as: FUTUREPLAN BY ASCENSUS Service code 13 3000 LAVA RIDGE CT, SUITE 130 · ROSEVILLE, CA 95661	Contract Administrator	$2,610
GREAT-WEST LIFE & ANNUITY INSURANCE6+ years Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111	Recordkeeping Fees	$2,002
MMA SECURITIES LLC1 year Filed as: JARDINE LLOYD THOMPSON INS SVCS,INC Service code 16 22 CENTURY HILL DT STE 102 · LATHAM, NY 12110	Consulting	$1,889
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: ADVISED ASSETS GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$287

Plan features & details

Pension benefit codes2F2G2J3D2T3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$7K

$43 / participant

Investment mgmt$2K27.7%
Other / not subdivided$5K72.3%

% of EOY assets

0.295%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EIDE BAILLY, LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$35,484

$70,917-50.0%

$98,920-64.1%

$73,493-51.7%

Participation rate

33.1%

73.8%-40.7pp

76.0%-42.9pp

70.7%-37.6pp

Annual return

13.48%

34.18%-20.7pp

196.47%-183.0pp

28.51%-15.0pp

Employer contribution / active EE

$2,037-100.0%

$2,689-100.0%

$2,270-100.0%

Participant deferral / active EE

$1,380

$3,501-60.6%

$4,245-67.5%

$3,740-63.1%

Admin fee / account holder

$105

$535-80.4%

$6,643-98.4%

$513-79.6%

Provider

Service type

Compensation

ASCENSUS LLC2 years

Filed as: FUTUREPLAN BY ASCENSUS

Service code 13

3000 LAVA RIDGE CT, SUITE 130 · ROSEVILLE, CA 95661

Contract Administrator

$2,610

GREAT-WEST LIFE & ANNUITY INSURANCE6+ years

Filed as: GREAT WEST LIFE & ANNUITY INSURANCE

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111

Recordkeeping Fees

$2,002

MMA SECURITIES LLC1 year

Filed as: JARDINE LLOYD THOMPSON INS SVCS,INC

Service code 16

22 CENTURY HILL DT STE 102 · LATHAM, NY 12110

Consulting

$1,889

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: ADVISED ASSETS GROUP

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$287

CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion