Retirement plan

CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN

Name: CALIFORNIA CASCADE BUILDING MATERIALS, INC. - CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN (2015) Form 5500
Creator: CALIFORNIA CASCADE BUILDING MATERIALS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN, CALIFORNIA CASCADE BUILDING MATERIALS, INC.

CALIFORNIA CASCADE BUILDING MATERIALS, INC.EIN 47-4342815Plan #001PY 2015

7512 14TH AVENUE - SACRAMENTO, CA 95820916-736-3353

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$1.2M

No prior year

Total participants

109

No prior year

Average account balance

$33,171

No prior year

Annual return

0.00%

No prior year

Benchmarks

See 1,746 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,746 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

117

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

56.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$427K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$119

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PENSYS, INC.1+ years Service code 13 2440 PROFESSIONAL DRIVE, SUITE 100 · ROSEVILLE, CA 95661	Contract Administrator	$1,614
MMA SECURITIES LLC1+ years Filed as: JARDINE LLOYD THOMPSON SINS SVCS, I Service code 16 22 CENTURY HILL DT STE 102 · LATHAM, NY 12110	Consulting	$445
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111	Recordkeeping Fees	$1

Plan features & details

Pension benefit codes2F2G2J3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$0 / participant

Contract admin$1100.0%

% of EOY assets

0.000%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: EDWARD W. KINNEY, CPA
Auditor EIN: 270453333
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,171

$53,412-37.9%

$68,509-51.6%

$52,331-36.6%

Participation rate

33.3%

71.7%-38.3pp

74.7%-41.4pp

68.1%-34.8pp

Annual return

0.00%

3.42%-3.4pp

8.27%-8.3pp

4.54%-4.5pp

Employer contribution / active EE

$1,607-100.0%

$2,278-100.0%

$1,882-100.0%

Participant deferral / active EE

$849

$2,688-68.4%

$3,382-74.9%

$3,022-71.9%

Admin fee / account holder

$461-100.0%

$5,275-100.0%

$592-100.0%

Provider

Service type

Compensation

PENSYS, INC.1+ years

Service code 13

2440 PROFESSIONAL DRIVE, SUITE 100 · ROSEVILLE, CA 95661

Contract Administrator

$1,614

MMA SECURITIES LLC1+ years

Filed as: JARDINE LLOYD THOMPSON SINS SVCS, I

Service code 16

22 CENTURY HILL DT STE 102 · LATHAM, NY 12110

Consulting

$445

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: GREAT WEST LIFE & ANNUITY INSURANCE

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111

Recordkeeping Fees

CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CALIFORNIA CASCADE BUILDING MATERIALS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion