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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,068 | $97,550+31.3% | $120,344+6.4% | $87,485+46.4% |
| Participation rate | 68.9% | 72.8%-3.9pp | 76.7%-7.8pp | 68.9%0pp |
| Annual return | 13.97% | 18.41%-4.4pp | 20.30%-6.3pp | 26.06%-12.1pp |
| Employer contribution / active EE | $1,343 | $2,291-41.4% | $3,020-55.5% | $2,596-48.3% |
| Participant deferral / active EE | $12,747 | $4,230+201.4% | $5,135+148.2% | $4,274+198.3% |
| Admin fee / account holder | $4,580 | $9,543-52.0% | $12,742-64.1% | $7,775-41.1% |