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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,581 | $82,678-58.2% | $125,391-72.4% | $68,490-49.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -18.22% | -5.97%-12.3pp | 572.41%-590.6pp | -7.85%-10.4pp |
| Employer contribution / active EE | $5,958 | $3,382+76.2% | $4,816+23.7% | $2,597+129.4% |
| Participant deferral / active EE | $6,242 | $6,111+2.1% | $7,448-16.2% | $4,028+55.0% |
| Admin fee / account holder | $3,288 | $6,277-47.6% | $10,009-67.2% | $5,403-39.1% |