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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,909 | $98,776-55.5% | $149,745-70.7% | $79,856-45.0% |
| Participation rate | 75.6% | 75.8%-0.2pp | 82.5%-6.9pp | 69.6%+5.9pp |
| Annual return | 40.55% | 27.38%+13.2pp | 276.72%-236.2pp | 31.71%+8.8pp |
| Employer contribution / active EE | $6,269 | $3,217+94.8% | $4,646+34.9% | $2,471+153.7% |
| Participant deferral / active EE | $5,792 | $5,681+1.9% | $6,843-15.4% | $3,741+54.8% |
| Admin fee / account holder | $1,209 | $6,053-80.0% | $9,312-87.0% | $5,306-77.2% |