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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,369 | $105,200-56.9% | $159,474-71.6% | $85,847-47.2% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.8%+10.0pp | 69.3%+23.5pp |
| Annual return | 17.97% | 45.08%-27.1pp | 263.68%-245.7pp | 318.61%-300.6pp |
| Employer contribution / active EE | $6,986 | $3,319+110.5% | $4,831+44.6% | $2,565+172.3% |
| Participant deferral / active EE | $6,825 | $5,946+14.8% | $7,353-7.2% | $3,952+72.7% |
| Admin fee / account holder | $5,266 | $6,934-24.1% | $10,802-51.3% | $6,261-15.9% |