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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,597 | $102,422-50.6% | $147,117-65.6% | $80,959-37.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.63% | 135.16%-122.5pp | 420.54%-407.9pp | 35.67%-23.0pp |
| Employer contribution / active EE | $5,590 | $3,717+50.4% | $4,932+13.3% | $2,757+102.7% |
| Participant deferral / active EE | $6,627 | $6,652-0.4% | $8,065-17.8% | $4,300+54.1% |
| Admin fee / account holder | $6,411 | $7,953-19.4% | $12,993-50.7% | $6,925-7.4% |