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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,424 | $88,360-58.8% | $145,433-75.0% | $67,986-46.4% |
| Participation rate | 99.0% | 65.5%+33.5pp | 82.1%+16.9pp | 57.2%+41.8pp |
| Annual return | 53.64% | 63.15%-9.5pp | 66.58%-12.9pp | 31.67%+22.0pp |
| Employer contribution / active EE | $3,143 | $3,054+2.9% | $4,554-31.0% | $2,019+55.7% |
| Participant deferral / active EE | $3,628 | $5,932-38.8% | $7,897-54.1% | $3,358+8.1% |
| Admin fee / account holder | $3,702 | $3,313+11.7% | $13,129-71.8% | $3,203+15.6% |