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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,307 | $106,280-73.4% | $96,538-70.7% | $139,487-79.7% |
| Participation rate | 61.5% | 77.8%-16.3pp | 74.3%-12.8pp | 80.3%-18.8pp |
| Annual return | 16.60% | 38.48%-21.9pp | 35.74%-19.1pp | 373.84%-357.2pp |
| Employer contribution / active EE | $1,313 | $4,107-68.0% | $3,740-64.9% | $4,755-72.4% |
| Participant deferral / active EE | $2,761 | $5,457-49.4% | $4,880-43.4% | $6,713-58.9% |
| Admin fee / account holder | $469 | $7,888-94.1% | $6,737-93.0% | $11,407-95.9% |