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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,769 | $107,368-94.6% | $92,915-93.8% | $152,909-96.2% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 0.00% | 145.64%-145.6pp | 109.45%-109.4pp | 345.46%-345.5pp |
| Employer contribution / active EE | $669 | $4,222-84.2% | $3,653-81.7% | $4,764-86.0% |
| Participant deferral / active EE | $5,280 | $4,848+8.9% | $4,238+24.6% | $5,851-9.8% |
| Admin fee / account holder | $599 | $7,082-91.5% | $5,796-89.7% | $11,601-94.8% |