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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,104 | $115,814-89.5% | $101,275-88.0% | $158,982-92.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 36.98% | 56.16%-19.2pp | 46.48%-9.5pp | 302.99%-266.0pp |
| Employer contribution / active EE | $1,664 | $4,176-60.2% | $3,660-54.6% | $4,763-65.1% |
| Participant deferral / active EE | $3,620 | $4,958-27.0% | $4,371-17.2% | $5,983-39.5% |
| Admin fee / account holder | $687 | $7,249-90.5% | $5,948-88.5% | $11,252-93.9% |