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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,748 | $176,077+31.0% | $159,455+44.7% | $167,518+37.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.08% | 331.83%-316.8pp | 263.63%-248.5pp | 478.71%-463.6pp |
| Employer contribution / active EE | $16,785 | $5,298+216.8% | $4,830+247.5% | $4,838+246.9% |
| Participant deferral / active EE | $12,811 | $7,751+65.3% | $7,353+74.2% | $6,342+102.0% |
| Admin fee / account holder | $469 | $12,556-96.3% | $10,800-95.7% | $12,312-96.2% |