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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,989 | $157,296-19.9% | $141,191-10.8% | $152,897-17.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.85% | 64.34%-45.5pp | 71.41%-52.6pp | 345.43%-326.6pp |
| Employer contribution / active EE | $18,450 | $5,262+250.6% | $4,736+289.6% | $4,764+287.3% |
| Participant deferral / active EE | $12,216 | $7,111+71.8% | $6,710+82.1% | $5,851+108.8% |
| Admin fee / account holder | $11,571 | $12,125-4.6% | $10,264+12.7% | $11,599-0.2% |