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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,756 | $77,920-87.5% | $149,723-93.5% | $75,177-87.0% |
| Participation rate | 92.6% | 65.6%+27.0pp | 78.8%+13.8pp | 67.2%+25.4pp |
| Annual return | 19.45% | 31.72%-12.3pp | 134.50%-115.0pp | 160.75%-141.3pp |
| Employer contribution / active EE | $362 | $3,138-88.5% | $4,821-92.5% | $2,671-86.4% |
| Participant deferral / active EE | $2,342 | $3,411-31.4% | $5,682-58.8% | $4,126-43.3% |
| Admin fee / account holder | $908 | $5,951-84.7% | $13,215-93.1% | $5,651-83.9% |